23 senior industry figures from the following organisations give you their predictions for the future of the mortgage marketing in one easy-to-read document

AIFA & AMI; Bank of Ireland; Bradford & Bingley; Britannia Building Society; Building Societies Association; Council of Mortgage Lenders; Countrywide plc; GMAC-RFC; HBOS; John Charcol; Kensington Group; Legal & General; Morgan Stanley; Mortgage Brain; Mortgages plc; Nationwide Building Society; Premier Mortgage Service; Prudential; Royal Bank of Scotland; Savills Private Finance; Skipton Building Society; Standard Life Bank and The Wriglesworth Consultancy.